We are a 1-Stop Shop for your mortgage needs.
Toll Free (888) 606-1415
Direct (512) 717-5956
Fax (512) 793-9696
Direct (512) 717-5956
Fax (512) 793-9696
Which loan is right for you?
Good question! That is where we come in! Whether you are looking to purchase an existing home, refi, build from the ground up, or renovate, we’ve got you covered! We will go over your individual needs and situation to determine that for you, but here are some helpful tidbits that will help get you started.
Find The Best Home Loan For You
Conventional Mortgage Loans
Traditional loan program for people with a previous home ownership history or even first-time home buyers with higher credit score profiles and larger down payments. Offers more flexibility in terms of property type and characteristics. Maximum loan is limited to current conforming county loan limit for your county.
✓ Down Payment Required – 3% Minimum
✓ Mortgage Insurance Needed if < 20% equity
✓ 620 Minimum Credit Score
✓ Less Restrictions on Type of Property
Not Government Insured
✓ New Construction Allowed
✓ Renovation loan available
Questions about Conventional Home Loans?
FHA Home Loans
Government loan program designed to help first time homebuyers get into a home with a lower down payment requirement and less stringent credit criteria.
✓ Down Payment Required – 3.5% Minimum
✓ Mortgage Insurance Required
✓ More Flexible Credit Score Requirements
✓ Restricted to Primary Residence (unless refinancing)
✓ Government Insured
✓ New Construction Allowed
✓ Renovation loan available
Questions about FHA Loans?
VA Loans
Government loan program available to veterans, active duty service members, or surviving spouses receiving VA compensation with no down payment or mortgage insurance requirement.
✖ No Down Payment Required
✖ Mortgage Insurance Not Required
✓ Flexible Credit Score Requirements
✓ Restricted to Primary Residence (unless refinancing)
✓ Government Insured
✓ New Construction Allowed
✓ Renovation loan available
Questions about VA Loans or VA Construction Loans?
USDA Home Loans
Government loan program designed to assist people in rural areas with income restrictions that is available with no down payment.
✖ No Down Payment Required
✓ Mortgage Insurance Required
✓ Flexible Credit Score Requirements
✓ Restricted to Primary Residence
✓ Government Insured
✓ New Construction Allowed
✓ Renovation loan available
Questions about USDA Loans?
Jumbo Loans
Loans exceeding the current conforming loan limits are considered jumbo loans with additional qualifying criteria and higher down payment requirements.
✓ Down Payment Required – 10% Minimum
✓ 700 Minimum Credit Score
✓ Limited Restrictions on Type of Property
Not Government Insured
New Construction not allowed
Renovation loan not available
Questions about Jumbo Loans?
Construction/Renovation Loans
We have a wide variety of construction and renovation loan products available. All are One Time Close loans where the cost of construction is wrapped up into one along with your end loan permanent financing. They can be used to purchase or refi an existing property. Check out our site for additional detail on each!
✓ Conventional (New Construction and Renovation)
✓ VA (New Construction and Renovation)
✓ FHA (New Construction and Renovation)
✓ USDA (New Construction and Renovation)
Jumbo not available
Questions about Construction or Renovation Loans?
We love hearing from our clients!
We love guiding our clients trough the mortgage process! Contact us today – we will be happy to help you in selecting the most beneficial mortgage loan for you and your family.